Don’t respond to that text about gift cards - it’s probably a scam. How to protect yourself
Scammers are getting craftier and finding new ways to trick Texans out of their hard-earned money.
Whether it’s a fake call from a government agency, a too-good-to-be-true prize offer or a demand for payment in gift cards, these scams are designed to catch you off-guard.
Thursday, March 6 is National Slam the Scam Day, a part of National Consumer Protection Week. It’s a reminder to stay sharp, look out for red flags and help protect yourself from fraud.
As part of National Consumer Protection Week, the Retail Gift Card Association (RGCA) is sharing tips to help Texans spot scams before they happen.
Here’s what you need to know:
Which gift card scams should I look out for?
Whether you’re a savvy shopper or a first-time buyer, it pays to stay informed about the latest scam tactics, as scammers get more creative. Here are some of the latest, most common tactics and schemes:
- Unexpected bad news: You might get a call or message from someone claiming to be from a government agency, your bank or law enforcement. They might deliver alarming news and demand payment in the form of gift cards.
- Bail money scams: Ever receive a call from a “loved one” in distress asking for gift cards to cover bail money? Reputable organizations will never ask for gift cards as a form of payment.
- Too-good-to-be-true prizes: Imagine getting unexpected good news—like winning a dream vacation—only to be told you must pay a fee with gift cards to claim your prize. Don’t be fooled; no trustworthy agency would require you to pay with gift cards.
- Tech support traps: Scammers often use urgent pop-ups or phone calls warning of computer issues, then demand payment in gift cards for their “services.”
Are recent texts about unpaid Texas tolls a scam?
If you receive an unexpected text claiming you owe unpaid tolls, be on high alert—it’s likely a scam, according to the Federal Trade Commission.
Scammers are mimicking toll agencies nationwide, sending messages that demand immediate payment and include a link to a fake website where you’re prompted for your bank or credit card info.
Clicking such a link can expose your personal data and even lead to identity theft.
For more information about how to recognize text scammers visit ftc.gov/textscams.
How can I protect myself from scams?
To protect yourself from the latest gift card and tollway scams, the following tips are recommended by the RGCA, Social Security Administration, and FTC:
Verify the Source: If you receive unexpected communication demanding payment via gift cards, contact the organization directly using verified contact details before taking any action.
Avoid clicking links: Don’t tap on any links or respond to suspicious texts.
Hang Up: Don’t engage with the caller or provide any personal or financial information over the phone.
Do Not Share Sensitive Data: Your Social Security number, bank details, and personal info are off-limits.
Report the Scam: Contact the SSA directly to report the call. You can also use your phone’s “report junk” option and forward text messages to 7726 (SPAM), then delete it. Additionally, file a complaint with the Federal Trade Commission.
