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6 Best Home Warranties for Garage Doors
By Victor Rosario MONEY RESEARCH COLLECTIVE
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- Large network of independent prescreened contractors and qualified technicians
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- Good coverage on home systems
- Does not cover pre-existing issues
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- Industry leader since 1971
- More than $2 Billion in claims paid in last 5 years
- More than 2 Million customers served
- No inspection or maintenance records required
- 30-day workmanship guarantee
If you’re looking to buy a home warranty, chances are your home has a garage door. Garage doors are an essential part of many homes, providing security, protection from the elements, and easy access to the garage. However, like any other home system or appliance, garage doors can break down due to wear and tear, malfunctions, or other reasons. Repairing or replacing a garage door can be expensive, which is why many homeowners choose to purchase a home warranty for garage doors.
A home warranty plan is a service contract that covers the repair or replacement costs of covered items, such as home appliances, plumbing systems, and heating and cooling systems. A home warranty offers homeowners peace of mind, knowing that they are protected against unexpected breakdowns and home repair costs.
In this article, we will review the six best home warranty companies for garage doors, providing detailed information on each company’s plans, pricing, waiting period, and appliances covered. We will also provide a guide on what to consider when purchasing a home warranty for a garage door, as well as answer some frequently asked questions about home warranties for garage doors.
Our Top Picks for Best Home Warranties For Garage Doors
After thorough research and analysis, we have identified the following six companies as the best home warranties for garage doors of 2023:
- American Home Shield
- Choice Home Warranty
- Old Republic Home Protection
- The Home Service Club
- First American Home Warranty
- Select Home Warranty
Each of these companies offers comprehensive coverage, customizable plans, and excellent customer service. In the following sections, we will provide a detailed home warranty review of each company, outlining their pros and cons, plans, pricing, waiting period, and appliances covered.
Table of Contents
- Best Home Warranties for Garage Doors Company Reviews
- Guide to the Best Home Warranties for Garage Doors
- Best Home Warranties for Garage Doors FAQs
- How We Chose the Best Home Warranties for Garage Doors
Best Home Warranties for Garage Doors Company Reviews
Best Overall: American Home Shield
- Three plans available
- Comprehensive coverage available, including roof leak repairs and unlimited A/C refrigerant
- Registered with the Securities Exchange Commission
- Does not cover older items
- Does not cover items without maintenance records
- Coverage caps apply to roof leak repairs, among other services
American Home Shield is a home warranty company that offers plans to cover a variety of appliances and systems within your home, including garage door coverage. Their three plans, ShieldSilver, ShieldGold, and ShieldPlatinum, offer different levels of coverage with monthly costs starting at $29.99, $39.99, and $69.99 respectively. The ShieldPlatinum plan provides the most comprehensive coverage, including garage door repairs and replacements.
To request service, customers can simply go online or call American Home Shield, and a contractor from their network will be dispatched to address the issue. However, it’s important to note that American Home Shield’s coverage has some limitations. The company doesn’t cover older garage doors, undetectable pre-existing conditions, or garage doors without maintenance records. Additionally, coverage caps apply to certain garage door repairs.
It’s worth mentioning that American Home Shield is licensed in the state of Delaware and registered with the Securities and Exchange Commission (SEC). The company has also received recognition from various consumer review sites, earning the “Best Overall” award in 2022.
Best for Affordability: Choice Home Warranty
- Optional coverage for a wide range of appliances
- 24/7 claim submission available via phone, app or its online portal
- $85 service fee per claim
- Lower limits may apply to some covered items
- Washers, dryers and air conditioning systems not covered in the basic plan
Choice Home Warranty, a company founded in New Jersey in 2008, provides home service contracts that protect homeowners from costly repairs or replacements of major home systems and appliances. Their plans offer optional coverage for various features, including septic systems, pools/spas, well pumps, sump pumps, central vacuuming systems, limited roof leaks, second refrigerators, standalone freezers, and garage doors.
Choice Home Warranty has two plans — Basic and Total — each with a monthly premium and an $85 service fee per claim. Both plans cover a combination of systems and appliances, but the Basic Plan excludes refrigerators, washers and dryers, and air conditioning systems. The company also provides a 24/7 claim submission service via phone or their online portal and employs proprietary technology to promptly dispatch service.
The liability for any single item is capped at $3,000, but lower limits may apply to some covered items, including garage doors.
Best Reputation: Old Republic Home Protection
- Offers coverage for a variety of systems and appliances
- Accredited by the Better Business Bureau, with an A+ rating
- Does not offer online quotes
- Components coverage may vary by state
Old Republic Home Protection is a well-established home warranty company that has been providing coverage for over 45 years. With coverage in 32 states, including Hawaii, they offer protection for various appliances and systems, including garage doors. However, the components covered may vary depending on the state you reside in. In some locations, the company also covers electronics and smart home equipment, as well as pest control treatments.
Old Republic Home Protection holds an A+ rating and is accredited by the Better Business Bureau, which is reassuring for customers seeking reliable garage door coverage.
However, it’s worth noting that the company doesn’t offer free quote requests or application submissions for their home warranty services. This could make the process more challenging for those who prefer to handle these tasks digitally. However, interested customers can still contact their customer service for more information.
Best for Optional Add-Ons: The Home Service Club
- Offers comprehensive coverage on over 33 items
- 24/7 claims department
- No waiting period
- Does not cover repairs due to user error or improper maintenance
- Low ratings on BBB and Trustpilot
- No membership with the NHSCA
Home Service Club is a home warranty company that offers a wide range of coverage for various built-in systems and appliances, including garage doors. The company’s Standard plan starts at $400, with per-item caps ranging from $300 to $2,000, and an annual cap between $6,000 and $9,000. However, it is important to note that repairs or replacements due to user error or improper maintenance are not covered.
In case of a garage door malfunction, Home Service Club has over 10,000 in-network contractors available to provide repair services promptly. With a 24/7 claims department, customers can file a claim anytime, and no maintenance records are required. The service fee for a claim can range from $65 to $125, depending on the coverage selected.
The company provides a sample contract on their website for customers to review before purchasing coverage. Customers also have the option to cancel their service agreement within the first 30 days for a refund, minus an administrative fee of up to $45. After 30 days, a pro-rata refund is possible.
Other companies we considered
First American Home Warranty
First American Home Warranty has two plans available to customers: Basic coverage and Premier coverage. While Basic coverage mainly protects kitchen appliances, Premier coverage provides complete protection for all major home systems and appliances, including garage doors. With Premier coverage, customers can rest assured that their garage door is covered in the event of a malfunction.
First American’s coverage limits are higher than those of other similar companies, including $3,000 for kitchen refrigerators, $1,500 for heating systems, and $500 for ductwork. Annual premiums range from $300 to $500 depending on the plan and option selections, making them reasonably priced within the home warranty industry.
Customers can easily enroll and get quotes online for a standard 12-month contract term. However, it’s essential to read the warranty agreements thoroughly, as cancellation policies vary based on geographical location.
First American’s service call fees range from $75 to $100, making them some of the most affordable in the industry. The company also provides a vast network of prescreened contractors and technicians, along with a 24/7 claims department. Additionally, First American’s contracts are short and easy to understand, which is a valuable feature for potential clients.
First American is a BBB-accredited business with a B+ rating and a composite score of 2.82 out of 5 stars based on 321 customer reviews.
Select Home Warranty
If you’re looking for a home warranty company to cover your garage door, Select Home Warranty may be worth considering. The company offers three plans, including the comprehensive Platinum Care plan, which covers major home systems and appliances, including garage doors.
Select Home Warranty provides a 90-day workmanship guarantee and offers monthly or annual payment options, with the ability to add additional coverage for items such as a central vacuum, lawn sprinkler system, and pool. Customers can file claims through an online form or email and can choose to use a contractor from Select Home Warranty’s network or one of their own.
It’s important to note that Select Home Warranty does have some limitations on what is covered, such as damages caused by acts of nature and foundation/structural issues. Additionally, there are caps on repair and replacement costs for certain items, so it’s essential to carefully review the contract terms before purchasing coverage. If you have any questions about what is excluded from coverage, it’s recommended to reach out to a Select Home Warranty representative for clarification.
Guide to the Best Home Warranties For Garage Doors
Before you purchase a home warranty for your garage door, there are some important things to know. The first is that a home warranty is not the same as home insurance. A homeowners insurance policy covers damage to your home caused by natural disasters or other unexpected events, while a home warranty plan provides coverage for specific appliances and systems within your home that may break down due to normal wear and tear.
It’s also important to note that not all home warranty providers offer coverage for garage doors. When shopping for a home warranty protection plan, be sure to look for a provider that specifically includes garage doors in their coverage options.
What is covered in a home warranty for a garage door?
A typical home warranty covers the following components:
- Garage door openers
- Springs
- Rollers
- Tracks
- Hinges
- Cables
- Remote controls
What is not covered in a home warranty for a garage door?
There are some exclusions to a typical home warranty for a garage door. These may include:
- Damage caused by natural disasters or other unexpected events
- Damage caused by intentional acts or neglect
- Cosmetic damage
- Pre-existing conditions
- Code violations
- Consequential damages
How much does a home warranty for a garage door cost?
The cost of a home warranty for a garage door can vary depending on a number of factors, including the level of coverage you choose, the age and condition of your garage door, and the service fee charged by the provider. Typically, you can expect to pay between $300 and $600 per year for a home warranty plan that includes coverage for your garage door.
How does a home warranty for a garage door work?
If you experience a problem with your garage door that is covered under your home warranty plan, you should contact your service provider to schedule a service call. You would be responsible for paying a service fee, which typically ranges from $50 to $100, depending on the provider and the level of coverage you have. The service provider would then send a licensed technician to your home to diagnose and repair the problem. If the repair cannot be completed on the first visit, the technician may need to order parts or schedule a follow-up appointment. Once the repair is completed, you would pay the service fee and your home warranty provider would cover the cost of the repair, up to your coverage limits.
Other major appliances and systems included in traditional home warranty coverage, systems plan or optional add-on coverage include:
- Water heaters
- Electrical systems
- Ceiling fans
- HVAC systems
- Garbage disposals
- Septic tanks
- Clothes dryers
- Clothes washers
- Cooktops
- Exhaust fans
- Ice makers
- Trash compactors
- Central air conditioning systems
- Roof leak coverage
Best Home Warranties for Garage Doors FAQs
How long does a home warranty for a garage door last?
Most home warranty appliance plans last for one year and can be renewed annually.
Do I need to pay an extra fee for garage door coverage?
Coverage for your garage door is typically included in a home warranty plan, but you will need to pay a service fee for each repair visit.
Is a home warranty for a garage door worth it?
A home warranty for a garage door can provide peace of mind and protection against unexpected repair costs. Whether it is worth it for you will depend on your specific needs and budget.
Does a home warranty for a garage door cover pre-existing conditions?
A home warranty for a garage door typically does not cover pre-existing conditions. This means that if your garage door is already experiencing problems when you purchase your home warranty plan, those problems will not be covered.
How we chose the best home warranties for garage doors
When selecting the best home warranties for garage doors, we considered several key factors to ensure that homeowners get the best coverage for their needs. Here are the most important factors we took into account:
- Garage Door Coverage: We evaluated each home warranty company’s coverage options for garage doors. This includes the type of repairs covered, such as springs, tracks, and openers. We also looked at whether garage door coverage was included in the company’s basic plan or if it required an add-on.
- Plan Options: We examined each company’s plan options to see how customizable they were. Some companies offer different levels of coverage, while others offer a la carte coverage options for specific appliances or systems.
- Cost: We analyzed the home warranty cost of each company’s plans, including service call fees and deductibles. We also looked at whether the company offered discounts for bundling services or for paying annually.
- Waiting Period: We considered each company’s waiting period for coverage to begin. This is the amount of time between signing up for a plan and being able to file a home warranty claim. Some companies have a shorter waiting period than others.
- Customer Service: We evaluated each company’s customer service, including response times and how easy it is to file a claim. We also looked at each company’s rating with the Better Business Bureau (BBB) and other customer review websites.
By considering these factors, we were able to narrow down the best home warranties for garage doors on the market today. We believe that our top picks offer the best combination of coverage, value, and customer service for homeowners looking to protect their garage door and other home systems and appliances.
