No help needed

Posted Saturday, May. 17, 2014  comments  Print Reprints

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Since 2010, the monthly premium for my retiree health care has increased from $243 a month to $853 — or 250 percent.

As a 64-year-old retiree, I now pay for maternity and psychiatric benefits.

Not much else has changed; my-out-of-pocket healthcare expenses have increased by 200 percent. This is an item-by-item comparison. The increase is due to inflation, not a decrease in coverage or a change in health.

The 2013 tax exemption, if you itemize, for healthcare expenses remains at 7.5 percent of gross. The added tax burden for 2013 was about $800.

The tax instructions state that since I have retiree healthcare insurance, I am not eligible for tax credits or premium assistance.

To summarize, the Affordable Care Act, federal monetary policy and federal tax policy have caused my healthcare costs to increase by more than $14,000 per year.

As a retiree, I’m not sure I can afford any more help from the federal government. I wonder if anyone else has a similar story.

— Robert Monroe, Keller

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