Musings on the Affordable Care Act

Posted Wednesday, Oct. 30, 2013  comments  Print Reprints
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The bold headline at the top of the Oct. 19 Star-Telegram (“Insurers cancel healthcare policies by the thousands”) lacked only an exclamation point to heighten the confusion and anxiety of the public during the transition from a free-wheeling-industry, profit-motivating era to a new law promoting extended healthcare for all at reasonable cost.

Further reading disclosed the variable status of cancellations and the reasons behind them. A major portion were contracts excluding people with pre-existing health conditions — no longer available under the Affordable Care Act.

Other profit-making contracts were those that benefited well people, not the sick or elderly, at prices they controlled. Remember that insurance companies are profit-making organizations whose primary motivation is the bottom line, not the availability or quality of your health protection. The motivation behind the Affordable Care Act is healthcare for all at reasonable cost.

Medicare, not involved in this legislation (and which everyone seems to love ), suffered the same rocky road politically and developmentally over time, when the participation of the insurance industry was sharply limited and defined.

Please, Star-Telegram, help me through this transition period with the Affordable Care Act without giving me heartburn with my morning coffee.

— Stanley Kurtz , M.D., Fort Worth

If I understand correctly, healthy participants in the Affordable Care Act will generally pay the bill for the unhealthy and those with pre-existing-conditions.

That seems to be taken directly from The Communist Manifesto by Karl Marx. Marx stated: “From each according to his ability, to each according to his need.”

That’s communism about to be installed as a major element of this country’s economy, and, as predicted, nary a bullet will be fired.

Shame on the Democratic administration!

— Robert R. Kurz, Fort Worth

Has an estimate been given by the government as to how much Obamacare will increase the national debt.

As I understand Obamacare, Medicaid will be provided by the state and federal government up to a certain income level. After that, up to other income levels, tax credits will be given to individuals and families to pay part of their insurance costs.

Medicaid is a drain on the budgets of states and the federal government. The tax credits reduce the amount the federal government receives in taxes and the effect is an increase every year in the federal budget.

As Congress and the president are already incapable of balancing the budget, where will these additional funds come from?

— George Perry, Hurst

A lot of complaints have been raised about the Affordable Care Act, based mainly on misinformation.

The complaints about “Obamacare,” as some call the new law, are based a lot on what people hear from the likes of Sen. Ted Cruz and “Faux News.”

I’ve been a licensed insurance agent since 1978, and I firmly believe that the Affordable Care Act is a good one, with one exception — it should be voluntary and not mandatory.

— Ed Lindsay, Fort Worth

A much-needed perspective on the Affordable Care Act is available to us in Dallas-Fort Worth.

If it takes an organization as thoroughly plugged into high tech as is our fabulous Dallas/Fort Worth Airport at least three or four days to get airport parking acceptably automated, is it surprising that something as complex as the Affordable Care Act might require a few weeks to work out the bugs?

— Charles Alexander,

Benbrook

Affordable healthcare? I don’t think so.

My wife and I spent the better part of two weeks trying to get on the website and finally got through on Oct. 19. Once we completed the cumbersome task of filling out all the information, we were told that our application was in process.

Imagine my dismay when I saw the prices on the policies! The only people who will be able to afford this government-subsidized program are the extremely poor, the elderly and those who are too lazy to work and live off the government anyway.

I’ll be stuck paying a tax to support this program, which I cannot afford. I’ll pay the penalty because it’s cheaper than the insurance premiums.

Once again, I’m being forced as a middle-class citizen to pay for a Democratic/socialistic program for which I will not be able to afford or participate in.

— Brian Taylor, Fort Worth

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