JPMorgan Chase, the biggest U.S. bank, will eliminate as many as 19,000 jobs in mortgage and community banking through 2014 as CEO Jamie Dimon trims expenses.The lender, with about 259,000 people at the end of December, will cut 13,000 to 15,000 jobs in its mortgage unit and 3,000 to 4,000 in community banking through the end of next year, the company said Tuesday. The firm's head count will shrink by about 4,000 this year, mainly through attrition, while some employees are redeployed to other areas, said spokeswoman Kristin Lemkau.Chase employs about 15,000 people in North Texas, but a Texas representative said it's too early to tell how the job cuts might affect the region.Regardless, "we will remain a major employer in North Texas," said spokesman Greg Hassell.Chase is the second-largest bank by deposits in Dallas-Fort Worth, behind Bank of America, and the largest in Tarrant County as of June 30, according to the Federal Deposit Insurance Corp. Hassell said Chase has 242 branches in North Texas, but could not provide a breakdown of its local mortgage-related jobs."Fewer homeowners are falling behind on their mortgages, so we need fewer employees to assist those who were struggling," Hassell said.He said the bank will help affected employees find openings at Chase or other local employers.In August 2011, Chase said it would add 700 mortgage servicing positions in Lewisville to handle the flood of troubled home loans. At the time, Hassell told the Star-Telegram that Chase also had added 500 jobs in Coppell to handle loan modifications, and 125 at a mortgage documents center in the CentrePort development just south of Dallas/Fort Worth Airport.In June 2011 Chase opened an Arlington Homeownership Center with six counselors, and in November 2010 it held a job fair to fill about 140 mortgage banking positions planned for CentrePort.At the time, it was reported that 1,500 people worked at that facility in consumer and business banking.JPMorgan gave the forecasts as top executives began their annual Investor Day conference at the firm's New York headquarters. The potential cuts amount to 7.3 percent of its head count as of Dec. 31. The bank may also add people in other businesses, offsetting companywide reductions, Lemkau said.Bank of America said last year it would cut 30,000 jobs and $8 billion in annual costs by 2015, or 11 percent of the bank's workforce as of Dec. 31.Citigroup, the third-biggest U.S. bank but a small player in North Texas, announced plans in December to eliminate 11,000 workers, with almost three-quarters of the cuts coming from its consumer banking unit and institutional clients group.Staff writer Jim Fuquay contributed to this report, which includes material from Bloomberg News.